Virtue Xolutions operates Xoya, an autonomous business co-pilot. This Privacy Policy explains how we collect, use, disclose, and protect your information in compliance with relevant laws in Pakistan, United Arab Emirates (UAE), United States (USA), and Canada.

1. Information We Collect Personal Information:

Full name, email, phone, and billing details. Business Data: Connected app data (e.g., Shopify, Gmail, Instagram), customer queries, and sales information. Usage Data: Log data, interaction behavior, and system diagnostics. Communication Data: Emails, messages, feedback from users.

2. How We Use the Information Deliver and maintain our AI-driven automation services.

Improve system performance and personalize user experience. Communicate service updates, technical notices, and promotions. Ensure security and compliance with regional laws.

3. Data Sharing & Disclosure

We do not sell your data. We may share data only with: Service Providers & APIs: OpenAI, SendGrid, Instagram, etc., for feature delivery. Legal Authorities: If required by law or valid legal process in Pakistan, UAE, USA, or Canada. Business Transfers: In case of a merger, acquisition, or asset sale.

4. Data Storage & Security

We host and manage data using secure cloud infrastructure. Encryption is used in transmission and at rest. Compliance with GDPR, PIPEDA (Canada), UAE PDPL, and Pakistan’s PECA.

5. Your Rights:

USA & Canada: Request access, correction, or deletion of your data (as per CCPA and PIPEDA). Pakistan: Rights under PECA and local data protection advisories. UAE: Rights under the UAE Personal Data Protection Law (PDPL). To exercise any rights, email: support@virtuexolutions.com

6. International Transfers

We may transfer data internationally but ensure safeguards are in place, such as Standard Contractual Clauses or data residency guarantees where legally required.

7. Third-Party Links

Our service may contain links to third-party platforms. We are not responsible for their privacy practices.

8. Updates

We may update this Privacy Policy periodically. Revisions will be posted on our website with an updated effective date.